In this post we will focus on bonds, an asset class that not many investors are familiar with as it does not get the same media attention as stocks. However, bonds feature in almost every diversified investment portfolio, especially those of retirees and conservative investors. In a previous post we discussed how bonds fit in an overall investment portfolio, so in this post we will explain how bonds work and discuss factors to consider when investing in bonds.
Guide to Investing in Stocks
In this post we shall cover the basics of investing in stocks, also referred to as shares or equity; one of the main asset classes and a key component of most investment portfolios. Bear in mind that stock investing is the subject of entire books and university courses so a single post cannot cover everything you need to know about this type of investment. My objective here is to introduce you to equity investing and highlight some of the things you should pay attention to as you delve into stocks.
Setting up Your Retirement Portfolio
My previous post titled “Funding Your Retirement” explained how to determine the size of retirement fund needed to ensure your twilight years are financially secure. In this post I will explain the considerations and process involved in putting your retirement (or any) portfolio in place so it can earn returns that build upon the amount you have saved.
Funding Your Retirement
You are probably looking forward to your retirement, especially the opportunity to leave behind the stresses of the daily grind that is a typical workday. To have a truly stress-free retirement, however, you will need to ensure you have the financial resources to adequately meet your needs during this phase of your life. When I say adequate in this context, I really mean having enough income to cover your expenses for the rest of your life. Just thinking about it might seem stressful but it does not have to be. Let us look at what you can do to make your retirement financially secure.